Those car insurance ads on TV can often be confusing; most car insurance companies will give you much the same quote for your auto insurance premium. However, that cost can be lowered by various factors, including the type and age of your vehicle, the mileage driven in a year, your zip code and of course your driving record. Most car insurers will also give you a discount if your car has certain safety features, such as driver side airbags and anti-lock brakes, and taking a safe driver course can also keep your insurance cost down. If you have homeowners insurance too, taking out that policy and the car insurance policy with the same insure is usually a money saving move. Comparing different car insurers and their rates is easy online; look for one of the comparison sites that provides you quotes from different insurers.